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  Homeowner Services

 

RESIDENTIAL / HOMEOWNERS CLAIMS SERVICES
  It's Your Home.

We specialize in all aspects of residential property losses.
For residential claims, that includes:

• Dwelling
• Other Structures
• Personal Property/Contents
• Additional Living Expenses and Loss of Use

Some of the applicable terms:

ACV (actual cash value) RCV (replacement cost value)
ALE (additional living expenses) LOU (loss of Use)
POL (proof of loss) Code Upgrade
Coinsurance Period of Restoration
Mediation Appraisal
EUO (examination under oath)  

The vast majority of homeowners have never read their insurance policy.  Most of those that have, do not understand it.  Policies have endorsements, floaters, riders, etcetera, and, for example, coverage can be included on one page and excluded on another.  The claim process can be very confusing too. We have had numerous clients whose claims had been denied until we were retained.  Remember, the insurance company adjusters are interpreting the policy according to their company guidelines which serves their best interests.

If you do not have a public adjuster representing you, money can be "left on the table" at a time when you need it the most.  Our focus is to identify your losses and maximize the first offer.

After a loss,  a primary goal is getting your home restored to pre-loss condition.  Regardless of the type of loss sustained, another focus is getting your life back to normal.   We understand that your energies need to be focused on rebuilding - but NOT at the expense of your personal needs.

We understand what it takes to resolve your claim.   

CALL US FOR A NO-COST ANALYSIS AT 518/ 878-2444

or eMail us at:  info@amclaims.com.  We offer FREE property insurance claim reviews and FREE coverage reviews.

 

 

  

 

 

 

 

 

This advertisement is made under the licensure of Jeffrey Gaul, Public Adjuster, NYS license No. PA-1147898

and Texas license No.: 1537442.

 

Copyrights 2004-2010, Jeffrey Gaul. Global Alliance™, AmClaims™, Global One™, iEBSi™, "By your side, On your side"™, "Certain Situations Justify Other Resources"™ and "Don't Go it Alone"™ are trademarks that have international protection, owned by Jeffrey Gaul.  All rights reserved.

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