We
specialize in all aspects of
residential
property losses.
For residential claims, that
includes:
•
Dwelling
• Other Structures
• Personal Property/Contents
• Additional Living
Expenses and Loss of Use
Some of
the applicable terms:
ACV (actual cash
value)
RCV (replacement
cost value)
ALE (additional
living expenses)
LOU (loss of Use)
POL (proof of loss)
Code Upgrade
Coinsurance
Period of
Restoration
Mediation
Appraisal
EUO (examination
under oath)
The
vast majority of homeowners
have never read their
insurance policy. Most of
those that have, do not
understand it. Policies have
endorsements, floaters, riders, etcetera, and, for example, coverage can be included on one page and excluded on
another. The claim process can be very confusing too. We have had
numerous clients whose
claims had been denied until
we were retained. Remember,
the insurance company
adjusters are interpreting
the policy according to
their company guidelines
which serves their best
interests.
If you do not have a public
adjuster representing you,
money can be "left on
the table" at a time when you
need it the most.
Our focus is to identify your losses and maximize the
first offer.
After a loss,
a primary goal is
getting your home restored to pre-loss
condition. Regardless of the type of
loss sustained, another focus is getting your life back
to normal. We understand that your energies
need to be focused on rebuilding - but NOT
at the expense of your personal needs.
We understand what it takes to resolve
your claim.
CALL US FOR A NO-COST ANALYSIS AT 518/ 878-2444
or eMail us at: info@amclaims.com. We offer FREE property
insurance claim reviews and FREE
coverage reviews.
This advertisement is made under the licensure of Jeffrey Gaul, Public
Adjuster, NYS license No. PA-1147898
and Texas license No.: 1537442.
Copyrights 2004-2010, Jeffrey Gaul. Global Alliance™,
AmClaims™, Global One™, iEBSi™, "By your side, On your side"™, "Certain
Situations Justify Other Resources"™ and "Don't
Go it Alone"™ are
trademarks that have international protection, owned by Jeffrey Gaul.
All rights reserved.